State of New York Mortgage Agency (SONYMA) Loans Purchased: Beginning 2004

data.ny.gov | Last Updated 7 Aug 2018

Financial and Geographic Information on SONYMA Loans purchased since 2004.

Tags: sonyma, loans, mortgage, assistance, lmi, first-time, homebuyer, buying, home, homeowner, homeownership, rent, rental assistance

This dataset has the following 14 columns:

Column NameAPI Column NameData TypeDescriptionSample Values
Bond Seriesbond_seriestextThe bond series from which proceeds were used by SONYMA to purchase the mortgage. Some recent loans do not yet have a permanent bond series as they are being held in the Warehouse Line of Credit. As a result, bond series coding will change at the next refresh as these more recent loans move to a permanent bond series.
Original Loan Amountoriginal_loan_amountnumberThe original amount of mortgage provided to the homebuyer.
Loan Purchase Dateloan_purchase_datecalendar_dateThe date that SONYMA purchased the mortgage from the originating lender.
Purchase Yearpurchase_yeartextThe year that SONYMA purchased the loan from the originating lender.
Original Loan To Valueoriginal_ltvnumberThe original loan amount divided by the lower of the original home sales price or the original appraised value.
Loan Typeloan_typetextThe type of loan provided to the homebuyer. Conventional loans are fixed-rate and self- amortizing. A Step loan was originated at a lower rate and increased to a higher rate after 4 years.
SONYMA DPAL/CCAL Amountsonyma_dpal_ccal_amountnumberThe amount of down payment assistance (DPAL) or closing cost assistance (CCAL) provided to the homebuyer.
Original Termoriginal_termnumberThe loan term in months.
CountycountytextThe county of the property financed by the mortgage.
FIPS Codefips_codetextThe numeric equivalent of the property’s county.
Number of Unitsof_unitstextThe number of units financed by the mortgage. Condominiums and cooperatives are considered 1 Family homes.
Property Typeproperty_typetextThe type of property financed by the mortgage.
Housing Typehousing_typetextThe construction status of the property at origination.
Household Sizehousehold_sizenumberThe number of persons living in the household at origination.